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  Housing Problem Solvers Company

800-915-2683

1201 West Peachtree Street, Ste. 2300,

 Atlanta, GA,30309

Housing Problem Solvers

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Mortgage Rates Fall to Four-Month Lows

Posted on October 26, 2013 at 12:10 AM
Fixed mortgage rates dropped to their lowest levels since this summer, giving a lift this week to the housing recovery. "Mortgage rates slid this week as the partial government shutdown led to market speculation that the Federal Reserve will not alter its bond purchases this year,” says Frank Nothaft, Freddie Mac’s chief economist. Mortgage rates have been dropping since September when the Federal Reserve decided to delay tapering its $85-billion per month bond purchasing program, which has been keeping rates low. Freddie Mac reports the following national averages with mortgage rates for the week ending Oct. 24: 
  • 30-year fixed-rate mortgages: averaged 4.13 percent, with an average 0.8 point, dropping from last week’s 4.28 percent average. That’s the lowest average for the 30-year fixed-rate mortgage since June 20. Last year at this time, 30-year rates averaged 3.41 percent. 
  • 15-year fixed-rate mortgages: averaged 3.24 percent, with an average 0.6 point, falling from last week’s 3.33 percent average. Last year at this time, 15-year rates averaged 2.72 percent. 
  • 5-year hybrid adjustable-rate mortgages: averaged 3 percent, with an average 0.4 point, falling from last week’s 3.07 percent average. A year ago, 5-year ARMs averaged 2.75 percent. 
  • 1-year ARMs: averaged 2.60 percent, with an average 0.5 point, dropping from last week’s 2.63 percent average. A year ago, 1-year ARMs averaged 2.59 percent. 

Categories: Bad Credit, Bad Credit Housing Locator Service, Housing Problems, Identity Theft, Mortgage Problems

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